Module Two
Mastering Money and Spending Habits

Introduction

Individuals are more successful with their financial planning when they are aware of their personal spending profiles. In this module you will gain awareness and skills through developing personal profiles around spending and identify ways of modifying those profiles if necessary to gain control over money.

Learning Outcomes

Using the information provided in this module, you will develop the tools required to identify and analyse your personal spending habits. You will also be able to develop plans to adjust spending habits as necessary.

• At the conclusion of this module you will be able to:
• List the reasons and the ways you spend money.
• Prepare and understand your personal spending profile.
• Analyse your personal spending profile and determine what is working and what needs to be changed around spending habits.
• Outline ways of changing or adjusting your personal spending profile to be able to exercise more control over money.

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